After subtracting any permitted expenditures and exemptions, the Bureau of Interior Revenue (BIR) sets profits tax fees based upon your Internet taxable money. This implies You simply pay back taxes on Anything you generate soon after those deductions. Here’s the 2025 BIR tax desk to assist you to compute the amount of tax you’ll pay:

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In her early 20s, she commenced investing and obtained a house. Now, she advocates fiscal literacy for Filipinos and shares her knowledge online. When she's not Performing, Venus bonds along with her pet cats and binges on Korean dramas and Pinoy rom-coms. Search all posts penned by Venus Zoleta

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Higher contribution costs may lead into a decrease during the sum of money you are taking household or boost your expenses. It’s a good idea to plan ahead so you can regulate these changes without any surprises.

Underneath the Pag-IBIG Fund regulation, delinquent businesses may very well be billed a fine of not lower than but not greater than two times the unremitted amount of money, jailed for six several years or less, or equally.

On the other hand, if you plan to acquire a Pag-IBIG housing loan, you’re superior off upgrading your monthly contribution. Spending higher regular contributions will let you qualify for the next financial loan volume.

To ensure an inconvenience-cost-free availment of your Pag-IBIG Positive aspects, have all your contributions out of your previous and present companies merged into just one file. 

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Businesses are legally required to remit Pag-IBIG contributions on behalf of their personnel. In order to avoid penalties, these have to be compensated properly and promptly, subsequent the most recent regulations. Executed in 2024 and even now in result for 2025, up to date tips have transformed exactly how much equally employers and staff members are necessary to add on the fund.

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